Our Lenders
We work with trusted brokers to give you access to a panel of leading lenders well placed to meet your needs at the lowest rates.
Do you need to get a loan quickly? Applying for a loan with a bank or traditional lender can be a long and tiresome process, in part due to the volume of applications they receive and the lengthy procedures that come with processing them. There are, however, a great number of companies that are able to issue same-day loans that are both safe and efficient, and here at Proper Finance many of our brilliant lenders have these capabilities.
Nobody should have to wait anxiously for weeks to know whether or not they will be able to pay their bills next month, or if they should expect to chased by their landlord or mortgage-supplier. At Proper Finance, we understand that quick access to money can be the difference between financial repair or collapse. It is for this reason that we have partnered with reliable and fast-moving lenders who will be able to lend you a helping hand, and fast.
WHAT IS A SAME-DAY LOAN?
For many of us, waiting weeks for our loan application to be approved is simply unfeasible. Financial situations are so often time sensitive; we simply cannot overrule our bill payment dates and monthly fees even if we wanted to. Thankfully, there are plenty of lenders out there who will be able to offer you a loan that you can receive on the same day of your application.
Same-day loans are designed for you if you find yourself in need of immediate financial support, and if you think you will benefit from a speedy transaction to get you through to the next pay-day or your next expected income payment. Same-day loans may also be appropriate for you if you have an emergency payment to make that is time-sensitive, such as an appliance fixture or an unexpected utility bill.
Some lenders will be able to issue you your loan within as little as 10 minutes following your application!
HOW MUCH COULD I BORROW?
At Proper Finance, our lenders enable you to borrow between £50 and £50,000. If you need a same-day loan, however, the amount will usually be on the smaller-end due to the immediacy of the transaction.
Same-day or quick loans are generally smaller, short-term loans that are used to tide you over or to make a vital payment on time. Large loans will usually take a bit longer to process, and may need to be secured against an asset of yours such as your home or your car for security.
Typically, same-day loans offer up to £1000, which can either be deposited into your account or taken out as a cash loan. Your repayment terms will need be agreed with your lender before anything is finalised. In most cases, you will be required to make your repayments on the same day of the month, every month, but other agreements may be more flexible, offering weekly repayments or unequally weighted monthly repayments.
If you wish to repay your loan before your repayment term is up, you may be charged an early repayment fee.
OTHER SHORT-TERM PRODUCTS
If you are in need of a short-term loan, but it doesn’t necessarily need to be received on the day of your application, you may wish to consider another product. There will be cases where lenders will charge you higher interest rates in exchange for their speedy service.
Other products you may consider include Cash Advances, Emergency Loans, and Debit Card Loans. These are all types of loans that our lenders offer. If you are unsure as to which loan is best for you, please contact us and one of our partners will be available to help you.
HOW DOES OUR SITE WORK?
Firstly, use our free and simple comparison table to compare rates from our list of featured lenders. You can click through and apply on their website directly. Alternatively, you can provide us with a few of your details and one of our partners will get back to you promptly to discuss your options.
The main benefits of our website include:
- No upfront fees
- We will not pass on your details to third parties without your permission
- Our site is on a secured server (https) to protect your details
- Compare rates from several competitive lenders
- Choose from over 50 different unsecured loan products
Because we have partnered with multiple lenders, we are able to offer you the choice you deserve when it comes to finding the right loan for you. With us, you are free of the restrictions and set-rates involved in looking at a single lender.
We allow you to borrow from £50 up to £50,000 from one of our many lenders.
THE CRITERIA FOR APPLYING:
Whilst the criteria may vary between lenders, the eligibility factors include:
- Must be a UK Resident;
- Must be over 18 years of age;
- Must have a working debit account, email address & phone number;
- Must be employed, earning at least £500 per month and able to afford monthly repayments;
- Must have no history of bankruptcy, CCJs or IVAs.
What happens if you cannot repay?
Failing to repay your loan may result in your credit rating being negatively impacted, which could harm your ability to access other financial products in the future. If you take out a loan that is secured against an asset, such as your home or your car, defaulting on your repayment could lead to the repossession of that asset.
Please ensure that you choose a realistic repayment term when applying for a loan with any one of our providers such that you are able to make your monthly payments. If you expect that you will not be able to make a monthly repayment, ensure to let your chosen lender know in advance. Most lenders have sympathetic policies which allow for a grace period of a couple of days if you ensure to notify them of your situation.
If you wish to view the other financial services Proper Finance has to offer, please see Our Products. Alternatively, drop us an email at info@properfinance.co.uk and we will get back to you to help you with whatever you need.