Our Lenders
We work with trusted brokers to give you access to a panel of leading lenders well placed to meet your needs at the lowest rates.
Want to borrow £80,000? Proper Finance can match you with one of our reputable lenders to find the right loan for you, at the right rates. With lenders all over the country and a wide variety of loan products, we can find the right one to meet your needs.
Click the “apply now” button below to go directly to our online application form. The process is 100% alone and can be completed in just 5 minutes.
If you are genuinely considering taking out a loan, make sure that you have fully assessed your personal financial situation and explored all available options.
What can I use a £80,000 loan for?
An £80,000 loan can go a long way and can be used in a number of ways. Whether you want to cover outstanding bills or are looking to fund a retirement, a wedding or a home renovation, an £80,000 loan could be the right option for you. Whatever your needs, Proper Finance has the right lender for you.
There are many different options available. For example, a homeowner loan allows you to borrow anything from £5,000 to £2,500,000.
If you would like to read about the different loan options available to you, including how they operate and their specific eligibility criteria, visit our knowledge hub to find out more.
Where can I find the best rates to borrow £80,000?
Proper Finance does the hard work for you by comparing our network of hundreds of lenders to find you the best loan product at the best rates.
What are the benefits of borrowing £80,000?
If you borrow £80,000 through Proper Finance, you will be matched with a reputable and trustworthy lender who can understand and support your specific financial needs. We work to find you not only the best lender match, but also the most competitive rates on the market.
Here are just some of the advantages of borrowing through Proper Finance:
- Quick access to funds – once your application has been accepted, you can receive funds within the same day and, in some cases, in less than an hour.
- Online process – the application process is 100% online and you will receive an instant decision once completed. This means that it is more time-efficient than applying for a loan with your bank
- Free to apply – you can fill in an application with no upfront charges
- Adjustable and flexible – you can adjust the amount of money you want to borrow and the period of time you would like to borrow for
What to consider before applying to borrow £80,000
To borrow a large sum, such as £80,000, you will need to consider certain factors before applying. For example, with an amount such as this, lenders will typically be more cautious about who they are lending money to. This may mean stricter lending criteria such as a minimum credit score or minimum monthly interest. In the majority of cases, you will also need to offer up a form of collateral in order to secure the loan.
How do I repay my £80,000 loan?
Repayment of the loan will typically done in equal monthly instalments, the value of which will be agreed between lender and borrower before entering the loan agreement. The monthly payments will be made up of the principal loan amount (£80,000) and interest, divided across a fixed period of time. If you want to repay the loan early, there is usually the option to do this if you speak with your lender.
What is the eligibility criteria for borrowing £80,000?
Eligibility criteria for borrowing £80,000 will vary from lender to lender, and will also depend on the type of loan you choose. However, across the majority of loans, lenders will ask borrowers to meet the following criteria:
- You must be a UK resident
- You must be over 18 years old
- You must have an active debit account
- You must have a working phone number and email address
Certain lenders may have additional criteria; always make sure to read the terms and conditions of the loan before you enter any agreements.
Could I borrow £80,000 if I have bad credit?
For borrowers with bad credit, it might be more difficult to take out a loan but it is not impossible. Generally speaking, the higher your credit score, the more likely you will be to be approved for a loan and with better conditions. Thus, if you have bad credit and are approved for a loan, the conditions may not be too favourable. This might mean that you are not able to take out as much money as you had hoped or that the interest rates will be very high.
For a value of £80,000, it may be more difficult to take out a loan and you may need to explore other options. At Proper Finance, we work with lenders all over the country who take various factors into consideration when reviewing loans. Where possible, we always try to find a lender who can understand your specific financial situation and can offer you the best loan for your needs.
Can I borrow £80,000 with a direct lender?
At Proper Finance, we work with hundreds of lenders across the country in order to find you the most suitable loan product and lender to suit your personal financial circumstances. We have a range of different loan products available and operate with multiple specialisms. When working with a direct lender, you are usually limited to the loan products that they have available and may not be receiving the most competitive rates.
How can I apply to borrow £80,000 with Proper Finance?
Applying for a loan through Proper Finance can be done at just the click of the button. By clicking the button below, you can go directly to our online application form which takes just minutes to complete. Once completed, you will receive an instant decision. As part of the application, you will need to share the following personal details:
- Your name
- Your date of birth
- Your address
- Contact details
- How long you want to borrow money for
- How much you want to borrow
Apply now by clicking on the button below. Fill in the form, providing the information specified above, and we will get back to you with an instant decision. Once approved, you could get your funds the very same day.
At Proper Finance, we care about privacy and will handle all of your personal details with complete care. Read more about our privacy policy here.