Cookie Policy

What are cookies?

A cookie is a small text file that is stored on your computer by your web browser. These kinds of cookies are not computer programs, and they can’t read other information saved on your hard drive. They cannot be used to spread viruses, or obtain a user’s email address. All websites use cookies in different ways and for most they are essential in providing a better user experience when navigating around a website. Proper Finance cookies are completely anonymous and are not shared with anyone else.

What sort of cookies do Proper Finance use and why?

Strictly Necessary Cookies

These cookies let you move around the website and use essential features like secure areas. These cookies don’t gather any information about you that could be used for marketing or remembering where you’ve been on the internet.

We use these Strictly Necessary cookies to:

• Remember things like information you’ve entered on forms.
• Make sure you connect to the right service on our website when we make any changes to the way the website works.

Cookies we have defined as ‘Strictly Necessary’ cookies will not be used to:

• • Gather information that could be used to advertise products or services to you.
  • Remember your preferences or username beyond your current visit.
  • Accepting these cookies is a condition of using the website, so if you prevent these cookies we can’t guarantee our website will perform as expected during your visit.

Performance Cookies

These cookies help identify information about how you use our website e.g. which pages you visit, and if you experience any errors. These cookies don’t collect any information that could identify you – all the information collected is anonymous and is only used to help us improve how our website works, understand what interests our users, and measure the effectiveness of our advertising.

We use performance cookies to:

• Provide statistics on how our website is used.
• See how effective our adverts are (we don’t use these cookies to target adverts to you when you visit other websites).
• Help us improve the website by measuring any errors that occur.
• Test different designs of our website.

Using our site indicates that you accept the use of ‘Performance’ cookies. Accepting these cookies is a condition of using the website, so if you prevent them we cannot guarantee how our site will perform for you.

Functionality cookies

Functionality cookies are used to provide services or to remember settings to improve your visit. We use Functionality cookies to:

• Remember settings you’ve applied such as layout, text size, preferences and colours.
• Remember if we’ve already asked you if you want to fill in a survey.
• Show you when you’re logged in to the website.

Cookies defined as ‘Functionality’ will not be used to target you with adverts on other websites.

Preventing these cookies may mean we can’t offer you some services, and will reduce the support we can offer you. It’s also possible that preventing these cookies will stop us remembering that you didn’t want a specific service.

For example, social media sharing cookies apply when you share our content on a social network such as Facebook or Twitter.

Targeting/marketing cookies

Proper Finance has relationships with carefully selected and trusted marketing suppliers. Sometimes you might see Proper Finance advertised on other websites. This is because a cookie has been used to deliver the ad to you. It is important to understand that these cookies are completely anonymous – they are only stored on your computer. No information is ever shared with other websites and you have the ability to opt out of targeted marketing directly from these trusted suppliers.

Preventing these cookies may stop us from offering you some services. All of these cookies are managed by third parties, and use the third parties’ own tools to prevent these cookies.

To opt out of receiving Proper Finance targeted advertising in future or to find out more, click the following link: https://www.google.com/settings/ads

Can I delete these cookies?

• • Proper Finance will not use cookies to collect personally identifiable information about you. However, if you wish to restrict or block the cookies which are set by us, or indeed any other website, you can do this through your browser settings. 
  • You may wish to visit http://www.aboutcookies.org/, which contains comprehensive information on how to delete cookies on a wide variety of browsers. You will also find details on how to delete cookies from your computer (including those from this visit) as well as more general information about cookies. For information on how to do this on the browser of your mobile device, please refer to your handset manual.

Find out more

If you want to know more general information about cookies, there is a website: http://www.aboutcookies.org/

To learn more about behavioural targeting and advertising visit: http://www.youronlinechoices.com/uk/your-ad-choices

You have the right to ask for a copy of your personal information held by us. If you have any questions about this cookie policy or the use of your personal information, or if you wish to request for us to stop using your information in any way, please write to:

DDM Digital Limited
First Floor, 5 Fleet Place, London, EC4M 7RD