High Acceptance Loans

Proper Finance offers high acceptance loans for people looking to borrow money and gain access to it quickly and efficiently, with a high chance of getting accepted for the finance that has been applied for.  This can be an excellent way of getting access to finance when you are in an emergency situation and require urgent cash, as high acceptance loans can help you when time really is of the essence. Prior to making an application with us, you should read the article below to ensure that you are fully informed as to the terms and conditions of a high acceptance loan, as well as whether or not you satisfy the eligibility criteria in the first place to ensure that you are not wasting your time when it comes to making an application with us. Though in the majority of cases, our Proper Finance team will be able to help you to get the finance you need.

How to Apply For High Acceptance Loans 

Here at Proper Finance, taking care of our UK householders and consumers is of high importance to us, and we understand just how difficult it can be to find the right loan product for you, therefore, we have tried to make the application process for applying for a high acceptance loan as pain-free as possible. We understand that you could very well likely be dealing with a lot of stress already if you are experiencing financial difficulty, and therefore we have spent time making the process as efficient as it possibly can be.

Working with over 100 lenders

Our company works with over 100 reputable lenders, meaning that when you send your application form to us, it will be then sent on to our partners in order to find the best fit for you and the requirements that you have (such as loan amount, credit status and the desired duration of the loan), so that you get the exact help that you need. However, we do not pass on your information to other companies without your consent first.

FCA authorised

 If you are concerned about whether we are FCA authorised or not, no need to fret! We are licensed and registered with the Financial Conduct Authority, so you can be safe in the knowledge that your application will be secure. Proper Finance is a registered trading name of Quiddi Hub Limited which is an Appointed Representative of QV Holdco Ltd, and you will find this on the Financial Services Register under reference number: 740571.

No fees to apply

A number of high acceptance loan brokers will charge you potentially high fees in order to apply for this kind of financing. However, with Proper Finance, there are no upfront fees that you are required to pay in order to use our site. The only fees you will pay is with the lender directly (for example: incurring interest on the loan you have taken out as a borrower, and these rates will be agreed prior to taking out a high acceptance loan).

Why Apply For High Acceptance Loans 

Maybe you have bad credit … we work with lots of different companies that can accommodate this … even using a guarantor or getting a secured loan.

What are the criteria?

There are certain criteria that you will need to meet in order to be approved for a high acceptance loan. Whilst the specific criteria may vary between lenders, the eligibility factors include:

Our team can help you to find the right high acceptance loan for your needs.

• Must be a UK resident;
• Must be over 18 years of age;
• Must have a working debit account, email address & phone number;
• Must be employed, earning at least £500 per month and able to afford monthly repayments;
• Must have no history of bankruptcy, CCJs or IVAs.

What can I do to improve my chances of acceptance?

If you have verified that you meet the criteria that are required in order to apply for this kind of loan with Proper Finance, then naturally, it is likely that you will be looking to try and maximise your chances of getting approved for a high acceptance loan. There are a number of ways in which you can do this. Here are Proper Finance’s tips:

Have a good credit score

Your credit score is what lenders will use to help them calculate as to how like you will be able to make repayments for a loan if it is granted to you. The higher your score, the greater the chance that you will receive loans at the most favourable terms. Therefore, improving your credit score is always something you should be aiming for financially.  You can do this in a variety of ways, these include:

• Make sure you pay all your bills (including utilities, phone bill, student or auto loans etc) on  time
• Pay off any existing debt if financially viable
• Keep balance low on any existing credit cards that you have or with other kinds of revolving credit,  as the credit utilisation ratio will also be taken into consideration by lenders we use.
• Don’t apply for too much new credit at once, as making multiple loan applications at once can act as a warning sign for a lender that you are in desperate need of cash, therefore reducing the chances of you being accepted for a loan
• If there are inaccuracies on your credit report, dispute them as soon as possible.
• Always provide honest and correct information. Not doing so will only end up penalising you in the future, and may prevent you from being able to get further access to credit in the future.
• Make yourself available to speak to the lender or provide additional documents if they are required. Depending on the lender and your own financial circumstances or requirements, you may be asked to provide additional information, which is a very normal step, and you should provide these documents if you want to be accepted for a loan.

To get a quote, simply click on apply now and start your application today!