Which Investment ISA providers do we work with?
We compare a wide range of Investment ISA providers in the UK, including:
An investment ISA allows you to invest in multiple funds in one financial product, potentially giving you a much higher return than a typical cash ISA or savings account.
A key benefit is that you can use your ISA allowance of up to £20,000 per tax year, and any savings are tax-free. The only risk is that your return is based on market volatility, which could maximise but also decrease your final return. You will usually be given regular reports from your provider so that you can track your performance.
In terms of what you can use your ISA allowance for, you may use it for any of these types of investments:
Many people decide to get a stocks and shares ISA as you have the potential to earn more than you would with a cash ISA. However, this comes at a risk: due to the volatility of the stock market, you may end up losing some or even all the money you invested in the ISA.
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We aim to be as approachable as possible for our customers, and will always do our very best to assist you with any and all queries you may have concerning any part of our application process and more.
Our online application only takes minutes to complete, with decisions being made very quickly after this. A member of staff will contact you to help you proceed with the final steps.
Each and every one of the providers we work with are fully checked to ensure their reputability, their trustworthiness, and furthermore their competency in helping to provide you with the financial services you require.
The Proper Finance comparison site is free to use and there are no upfront fees for filling in our online application.
Yes, but keep in mind that it will only be possible for you to pay into one single investment ISA per tax year. However, it is possible to open and pay into a new investment ISA in each future tax year.
No, but as mentioned, you can only pay into one single investment ISA each tax year.
Yes if the investment is registered under the Financial Services Compensation Scheme (FSCS).
Yes, the maximum investment amount that will be protected under FSCS is £50,000 by company that you have invested in, noting that you could be investment in 5, 10 or 20 companies in just one fund.
The majority of investment ISA providers will allow you to track your investment ISA online, or through a financial advisor.
No. This is because of the volatility of the stock market, which means you may end up losing money in the ISA. However, you could end up making a higher return if the market performs well.
Yes, you can transfer one ISA to another, but only if the company accepts ISA transfers, as not all accept these. There could be charges involved for transferring.
Yes, you also have the option of doing this. You can save into a cash ISA, a stocks and shares ISA and an innovative finance ISA per tax year. However, you should remember that you can only save up to £20,000 between all these ISA products.
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